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About Steph
Hello- Steph here with The Mortgage Coach!
I’m so glad you’re here!
Let’s make one thing clear- choosing to work with me as your mortgage agent means I work for you! My goal is to help you get in front and in control of your money and your investments, so you never feel overwhelmed by it.
Steph, The Author
If you’re over feeling overwhelmed by money stress and unclear financial choices, this book is your strategic reset. In Sick and Tired of Being Sick and Tired, Stephanie Cortese draws from personal stories, hard-earned insight, practical frameworks and real-world financial lessons to help you reclaim control of your money and mindset.
Stephanie cuts through the noise with candid reflections and clear strategies designed to help you:
• Understand your financial story and why it matters
• Build confidence in money conversations and planning
• Navigate debt, savings, investment and long-term goals with clarity
• Translate experience into actionable financial steps
Written with empathy and no-nonsense perspective, the book bridges personal narrative with financial strategy. It’s for professionals, families and anyone who’s felt “stuck”, tired of feeling behind or uncertain about what comes next.
Whether you’re improving cash-flow, planning for major life goals, or reshaping your money mindset, Sick and Tired of Being Sick and Tired gives you both the roadmap and the encouragement to act.
Your Questions
How Much Can I Afford?
What is My Mortgage Payment?
Should I Refinance?
Should I Rent or Buy?
We will work together for what is best for you!
Testimonials






More Efficient than the Banks
Our Process
- Fast approval
- Flexible qualifications
- Single credit check
- Unbiased mortgage advice
- Multiple mortgage options
The Banks
- Restrictive approval
- Strict qualifications
- Numerous credit checks
- Biased advice and terms
- Limited options
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Stephanie's News

How to Get a Mortgage with Bruised Credit (Ontario Guide): What You Need to Know + How I Can Help
If you’ve ever thought, “There’s no way I can get approved for a mortgage with my credit…” — I want you to pause right there. Because

The Mortgage Pre-Approval vs Real Affordability: What Home Buyers Need to Know
When I first meet clients, I try to talk about mortgages last. Yes — I’m a mortgage agent.But before we talk about interest rates, down

Here’s Why a Mortgage Agent Makes All the Difference
It took me a long time to ask questions.Longer than I’d like to admit. I didn’t realize I could. We do things so automatically that